I agree. I don't get that type of cuddy either. Perhaps posters who have a small cuddy can enlighten me on their value. A guy on my 265 acre lake that has a 19' or 20' cuddy. I've always wanted to ask why he bought it. I've never seen anyone sleeping on it. He just pulls his kids on tubes. Rarely do we even see them anchored and swimming off of it.
I have a 21' Excel (wellcraft). I debated bow rider versus cuddy and went with the cuddy. Two kids under 6, they love to hang out in there, it's great place to get out of the sun, or even rest/nap when we're anchored up on a beach. Also it's a good place to store stuff and not worry about it baking in the sun or blowing away or getting wet, or getting stolen, etc.