My 94 Wellcraft 182s fuel tank is the same as the OP. It does meet the requirements.
The tank is a stand alone poly tank, permanently installed so this meets the requirement of "(a) Each fuel tank must not be integral with any boat structure or mounted on an engine Each fuel tank intended to be permanently installed, must be made as a separate component and then installed in the boat."
There's space between the tank, stringers, and bulkheads so it is not structural so this meets "Portions of a boat?s structure, i.e. hull surfaces, bulkheads, stringers, floors, decks, frames, etc., may not form part of a fuel tank. Fuel tanks glued, bonded or foamed-in-place are not considered integral and are therefore acceptable."
The fuel tank vent outlet is located at the top of the tank so this meets "Particular attention is directed to the fuel tank vent requirements and the requirements for all openings to be in or at the topmost surface."
The fuel pick up tube is on the top of the fuel tank so this meets "Many tanks installed on engines have a bottom fuel supply; this fuel tank is not acceptable for installation in a boat."
USCG: 183.550 is strictly about the fuel tank, it doesn't say anything about the space around the fuel tank. I sure wouldn't want a completely sealed coffin knowing there's a vapor in there that expands and contracts with the temperature but I'm not saying having it drain to the bilge is the best design either.