Car insurance has close to doubled in about 6 years
not funny is it?
oh and the homeowners insurance they tried to clobber us on that being close to the water and well, when we hit back with...ahh guys....we are only 100-125 feet ABOVE sea level, so no flood damage here, no storm surge etc a few agents went back to their companies, who obviously never looked at a topographic map!
The insurance companies redlined whole regions of coastal NY after guess what? Not Sandy, no, it was Hurricane Andrew which was in FLORIDA!
I think they lost so much on the policies they cancelled they had to go back and realize that even though LI sticks out in the ocean, the water just isn't warm enough consistently to fuel big hurricanes, unless a super storm like Sandy happens which was truly unusual as in, the NYC subways the Lincoln Tunnel and Brooklyn Battery Tunnel had never flooded in the previous hundred years, till then.
what's the alternative, leave NY? I'd love to but can't yet. I think we get penalized for being too close to NYC with its huge number of accident and injury claims. It doesn't help that the biggest PI firms are right here, on Long Island.
Bruce do you really think that the auto manufacturers don't design these systems with an eye for profits from repair costs? They certainly pressure suppliers to reduce the cost of parts made for them, but anything that can increase profit obviously they will do. Maybe you should ask the guys who work on them every day about how much extra labor is involved today. Such as, major engine repairs on some Ford trucks involve, removing the whole cab!
Frankly anyone who thinks today's vehicles aren't more difficult to service and repair hasn't done too much work to any of their vehicles in a LONG TIME.
You want examples, I'll gladly provide some.