Guys, I am in a delima, looking for some advice.<br /><br />Here is the deal.<br />I have a small home based outboard repair shop that I do some business in. Its not large at all, but I have a good enough name that I keep fairly busy throughout the summer. I try to keep it more as a hobby than a business.<br /><br />Last year, a coworker of my wife asked her if I could winterize his boat for him. It is an I/O which normally I dont work on unless of course it is more of a favor, which were the circumstances here. Anyway I changed all the fluids, ran it, checked it over and removed a line from the water pump and forced air through it to blow the water out.<br /><br />Too make a long story short, it froze last winter I guess and popped out a frost plug, so yesterday I spent the day installing a plug. Then he took it home to run it and found water in the oil. I have not looked at it yet to confirm, but it sounds as if the block is cracked.<br />How could there been that much water left in it? It sat for at LEAST 3 months before the first freeze, I would have thought any water that was left would have evaporated? Now he is of course wanting me to replace the engine, in the first place I dont have the money to do, second I have never pulled an I/O motor or do I care to. Third it was just a favor and I charged him VERY little for doing this in the first place.<br /><br />He has full coverage insurance on it, I have no business insurance as I dont do enough business in a years time to justify it.<br />What are my obligations here?<br /><br />Any advice?<br /><br />Thank you so much in advance.