I was one who considered carefully. We're 10 miles from the Gulf and 100 feet above sea level. No floods for me, thanks. If I lived in a concrete home, I'd never evacuate.
As far as I can tell, there are no places in the US which are completely immune from the hazards of Mother Nature. Heat, cold, blizzards, floods, hurricanes, tornadoes
, torrential rain, earthquakes, volcanoes, extreme fog and so on. I've lived in, been close to, or affected by all of those places.
Then there's the Yellowstone caldera. If that puppy blows, we're all cooked! So, I guess it's "pick your poison" and hope for the best.
A few decades back, I'd hoped to retire in a little house on Lake Norman in NC. Recently, I've seen video of a little house floating down Lake Norman because of the flooding caused by Hurricane Helene.