It's a hard call. 50 years old, semi-retired, and I finally have everything paid off. I just can't see in my situation spending more than $15,000 or at the most fully decked out $20,000 for a boat I might use a dozen times a year and it will continues to lose value. I found a couple 2004s for around 11,000 but I still have to buy a trolling motor and other things that would take it up to that 15 grand. I'll continue to look for a very well maintained boat but I guarantee you it'll be 15 or 20 years old for that price range for a 20 ft bay boat, think I'm buying at the wrong time. I'll continue working on my pontoon in the meantime or I might look for some cash auctions if there are any anymore. Or I might have to go down to 18 or 19 ft I've seen some really good deals on those type of boats but I've had a 23 footer before and know the extra room is nice