have a go at the rebuild, they arent that complicated the main thing is to just take photos when you take it apart so you know how to reassemble.
i taught myself and my only mechanical knowledge comes from meccano.
it will save you a lot of money and its quite enjoyable to see how they operate, you wont regret it.
Once you have the powerhead off the actual putting in of new pistons and putting it back together can be done in a morning easy.
lots of people on here have done such rebuilds so ask as many questions as you do it, its winter here so im around a lot, my farms quiet for a while yet.
first thing to do is to remove the leg out of the way and then strip down the electrics and flywheel taking pics as you go.
Once you get the starter and everything off, the motor is actually liftable by hand although a pulley system helps.
i did a 90hp not long ago, its very similar to that motor, the only special tools i used was a $10 flywheel puller and a $30 toque wrench