DayCruiser
Ensign
- Joined
- Sep 24, 2004
- Messages
- 953
Re: Health Insurance/Extortion
"Nothing is free" Ya right! . If you are between 40 and 65 in this country and Middle Class, then you are screwed in this country when it comes to health care. Especially if you are self employed. No sense shopping around for the lowest price. All Insurance plans are about the same in coverage and cost. Almost like price fixing? Just like driving around for the cheapest gas prices. You may save a penny here or there......Lower rates mean mean much less coverage or even no coverage on many things. Usually a much higher deductible.
I had a minor problem. The Insurance company split the cost with me and then raised my rate $100 per month!! 6 months later they went up $25. I called around and better policies were 2 times higher per month. The cost of health care will drive you into the US poverty level. Most people can't afford a few days in the Hospital. You defiantly can't afford a Heart attack associated cost, for example.
The cost to business for employees is going up and up to where it is unaffordable. Hospitals are not being paid by many. Hospitals pass along the cost to those that do pay.
This system was broke a long time ago.
I have heard many stories where somebody had a serious illness. Had to be out of work. So they could not pay their Insurance premiums. So the policy was canceled. The Hospital was stuck with the ever climbing cost because the patient surely couldn't afford them or the patient was denied certain life saving long term treatments needed for their illness. Now you are talking about kids left without a father and/or a mother.
We are talking in many cases about hard working people here who are caught up in a flawed system where they can't afford to be sick. WE are not talking about people who just wants hand outs. Many lives are being ruined. Things are going to get much worse as the cost continues to increase a lot faster than the increase in wages. Many don't care until it effects them or somebody they love. Sooner or later it will.
You get cancer. See if you can afford 50-50 or even 80-20? Sooner or later the Insurance coverage $$ will run out as the bill quickly runs to $1 million or more. Then you have those expensive meds.
I know a man who had low blood pressure. Treatment was $1000 per shot/dose that he had to have on a regular basis to continue living.
What are the solutions? Make the Insurance industry more competitive?? Government subsidized health insurance for the poor and middle class? Make it so everyone has to have health insurance--if you do that then there has to be quality cheap health insurance of some kind. Like I said, Hospitals pass along the cost of those that don't pay to those that do. I don't think free health care should be a option. Affordable should be an option
"Nothing is free" Ya right! . If you are between 40 and 65 in this country and Middle Class, then you are screwed in this country when it comes to health care. Especially if you are self employed. No sense shopping around for the lowest price. All Insurance plans are about the same in coverage and cost. Almost like price fixing? Just like driving around for the cheapest gas prices. You may save a penny here or there......Lower rates mean mean much less coverage or even no coverage on many things. Usually a much higher deductible.
I had a minor problem. The Insurance company split the cost with me and then raised my rate $100 per month!! 6 months later they went up $25. I called around and better policies were 2 times higher per month. The cost of health care will drive you into the US poverty level. Most people can't afford a few days in the Hospital. You defiantly can't afford a Heart attack associated cost, for example.
The cost to business for employees is going up and up to where it is unaffordable. Hospitals are not being paid by many. Hospitals pass along the cost to those that do pay.
This system was broke a long time ago.
I have heard many stories where somebody had a serious illness. Had to be out of work. So they could not pay their Insurance premiums. So the policy was canceled. The Hospital was stuck with the ever climbing cost because the patient surely couldn't afford them or the patient was denied certain life saving long term treatments needed for their illness. Now you are talking about kids left without a father and/or a mother.
We are talking in many cases about hard working people here who are caught up in a flawed system where they can't afford to be sick. WE are not talking about people who just wants hand outs. Many lives are being ruined. Things are going to get much worse as the cost continues to increase a lot faster than the increase in wages. Many don't care until it effects them or somebody they love. Sooner or later it will.
You get cancer. See if you can afford 50-50 or even 80-20? Sooner or later the Insurance coverage $$ will run out as the bill quickly runs to $1 million or more. Then you have those expensive meds.
I know a man who had low blood pressure. Treatment was $1000 per shot/dose that he had to have on a regular basis to continue living.
What are the solutions? Make the Insurance industry more competitive?? Government subsidized health insurance for the poor and middle class? Make it so everyone has to have health insurance--if you do that then there has to be quality cheap health insurance of some kind. Like I said, Hospitals pass along the cost of those that don't pay to those that do. I don't think free health care should be a option. Affordable should be an option
