Re: Would you...
depends if there are any tow services on the lake where you go. be sure you understand the limitations.
every policy is different, but mine pays $500 toward a tow for no extra charge. that's good enough for me.
this question gets asked a lot. Everyone's circumstances are different, as are their towing policies, conditions and benefits. So much depends on whether you are likely to get help from other boaters, and that is a function of the size of boat, distance from "home" and whether you boat on the coast with helpful boaters, or elsewhere with people who own boats who won't help.
One thing is for sure: if you pay $150/year, your tow is not "free." You have made installment payments. If you already have $500 coverage, you have to factor that in as the first installment. People will post, "my tow would have been $800 if I didn't have free towing" that they paid $150/year for four years ($600) on top of the $500 that was already covered--sop they lost $300.
if you get towed more than once a year, or once every couple years, you need to look at your boating, not your coverage.
You do not have to be a member to use a towing service; you just pay all at once instead of in annual installments.
