Hi all, trailering on the way up to the cabin this week on the highway, the spare tire carrier mounted on the trailer failed and the weld broke. The spare tire with the broken carrier bolted inside it hit the pavement, went under the trailer tire and blew out the tire completely destroying the rim, then hit the rear of the trailer severely bending the thick metal and of course shattering the rear light assembly. As it hit the trailer, the transome strap snapped in half as well. I couldn't believe my eyes. I pulled over and went running back up the highway to see about retreiving the spare tire and gauge the amount of carnage as there were cars pulled over. A good samaritan that was behind me gathered everything from the highway and explained after the tire did its damage to our trailer it bounced 20 feet into the air and nearly caused a huge pileup on the busy highway but amazingly nobody was hurt and no damage was done to anybody else. I got the spare trailer from the samaritan but because the tire mount was inside it, the center of the rim where the six lugs go was all bent up. In order to get moving I had to use the spare and do my best to straighten the rim on the spot. The trailer now bounces pretty bad as I need to trailer home still. I purchased the spare tire holder new from a local marina manufactured locally about 4 seasons ago and it was installed correctly and tight and I ensure it stays that way. I also had a cable lock around the trailer through the spare tire which snapped in half as well.
My question to you is how do you think it best to handle this from a damages perspective? I recovered the spare tire holder portion that has the manufacturer name on it. It is clear by looking that the steel seems to have simply snapped and the weld broke causing the series of events. Do you think a call to the manufacturer is in order or a claim with my insurance company that will include a deductible out of pocket? The six lug rims plus the tires amount to several hundred dollars plus the trailer structure damage, and two small spots where it grazed the fiberglass itself.
My question to you is how do you think it best to handle this from a damages perspective? I recovered the spare tire holder portion that has the manufacturer name on it. It is clear by looking that the steel seems to have simply snapped and the weld broke causing the series of events. Do you think a call to the manufacturer is in order or a claim with my insurance company that will include a deductible out of pocket? The six lug rims plus the tires amount to several hundred dollars plus the trailer structure damage, and two small spots where it grazed the fiberglass itself.