Re: tips on what to use for tackle/bait
I second the vote for going into a small local shop. But make sure you talk only with "owner". Anyone can work in a shop, all store clerks think they know what they are doing, but few are knowledgeable. The worst are in the big box stores. Don't ever bother talking to them for any info.
Pick up a couple of spinning rod and reel combo's at a big box store first. About $35 for a decent setup, you can read a few basics on spinning rod use on the net.
But then go into a local shop for the lures. He can help you "match the hatch" which means what the particular fish in a local lake are biting on currently for the time of the season,
He probably has a map of the lake showing where the best spots are.
A guide would be cool, but I think there is nothing like the thrill of catching a fish after you've done the ground work on your own.
I remember fishing Lake George in NY 30 years ago on a friends rig for days on end without ever a bite. Even in those days he had a downrigger and a fish finder!
I went into Fish301.com's store about a mile from the lake and said to the owner I had never had any luck 30 years ago. I said I just bought a new rig and mounted a downrigger on it and asked what are the Lakers biting on now . . . he said same thing 30 years ago!
He picked out 4 lures for me (2 were Mooselooks 1 in a salmon and 1 in lime green). I spent about $20 I think.
I caught my first Laker (about 8 lbs) in the first 15 minutes, with the first lure he picked out which was the salmon colored Mooselook Wobbler.
I couldn't believe it! I was jumping around the boat like a nut! I know guides could have helped me to catch one too, but it was the thrill of a lifetime to me to land my first ever elusive Lake Trout all by myself
These local store owners want you to be successful, so you will have fun, come back and also tell others!
Definitely go for bass first as they are the easiest to catch. I find bass can't resist a plastic purple worm dragged along the shallows real slow! It's a lot more work having to continually cast and retrieve a lure like the Bass Pros do.
Purple rubber worms are the lazy man's fish catching machine
and it's easier to sip that beer during those slow retrieves
Bass will bite anything you throw at them (like the scented Senco rubber baits) if you fish where they hang out and when they are feeding. The store can show you how to hook the worm up (or do a google search for "texas rig")and what colors they like most.
But everyone above has also given you good advice already, but I personally hate a closed faced reel from past experience, because they tend to tangle frequently and you will get frustrated spending fishing time untangling line at some point . . . go fish!