I have a 1995 Bayliner. I want to put a ski tow on it to pull the kids tubeing & waterboarding. I bought an Attwood flush mount ski tow # 66448-7. I have to drill a 2 1/8" hole in the boat to mount it, so I an having some anxiety. I'm not sure where to drill it on the transom. The instructions say towards the top. I am concerned the tow will pull/rip out or since the seam of the boat is about 3 inches awaybelow, it will hurt/flex out the seam from the pulling. Has anybody done this before or have some thoughts on the subject?