Re: Question on hitch size versus class
Thre is an abundance of terminology being tossed into this thread so lets get it straight.
The "receiver" is the hitch platform bolted to the trucks frame. A good "receiver" can be used as a "weight distributing" receiver but that's not your situation.
The "ball mount" is what the "ball" is bolted to and inserts into the "receiver".
The "coupler" is what is found at the end of the trailer tongue.
Now for some details:
If you have a 1-7/8 "coupler" on the trailer, it is generally rated for 2000#. If you have a 2-inch coupler, it is generally rated for 3500#. If the total weight of the boat, trailer, engine, fuel, and gear is less than 2000# you can use a 1-7/8 or 2-inch coupler. If the weight is over that you need a 2-inch coupler. That will dictate the size "ball" you need.
Next you need to determine the capacity of the "receiver". It must have a rating higher than the load you are towing. In other words, every link in the chain (receiver, ball mount, ball, and coupler) must have ratings higher than the total load.
Lastly, "receivers" are available that simply bolt onto the bottom of the trucks bumper as was pointed out. While that "receiver" may have a 3500# rating, the bumper to which it is bolted may not. Obviously that becomes the weak link in the chain.