Our OP needs a "universal" boat. Until he finds one, if he wants to go boating, he's going to realize/deal with the fact that a boat is a series of compromises, big ones, that start at the front of it, and often extend well beyond the transom....
I do own a boat and understand there are compromises, there is a reason I am asking this question on this forum. I think it is much wiser getting peoples opinions than just buying a boat and realize I bought the wrong boat like I have seen many do. I do wait years before I ever buy something to make sure I purchase the right item for my needs. All boats are different and there is no perfect boat, though there are boats that can be a perfect match for people. I am looking for the best match and before I can do that, I like to know the thoughts of people who have been down that road.