Mystery Knock -- Insurance and Warrantee

zul

Petty Officer 1st Class
Joined
Aug 24, 2015
Messages
235
Boating last week, I herd a knock. I believe that I caught it early. Did only a few lake tests before calling the mechanic and the 'tow boat of shame' as my 2 year old 5.7 EFI Mercruiser engine started heating up. The temp gauge on the dash read 140. Great?! Then I placed my hand onto the Oil Filter and at 5 seconds, nearly burnt my hand. She's HOT. Shut er down and get the tow.

While I was floating and cursing my situation, speaking w the mechanic who installed the engine. The knock was NOT happening in neutral. The mechanic asked if I could put it into neutral and rev er up to 3,000 ... 3,500 ... even 4,000 RPM's ........ no knock. The engine sounded normal and rev'd normal. So the mechanic says the knock isn't comping from the engine. He says the engine is fine. Good News? True statement? I have ears and think/know that it is the engine.

Well, I do one more lake test. The knock happens each time when under load around 2,500rpms it sounds like a hammer hitting a filing cabinet. Earlier tests, it was 3 or 4 knocks. Not spark knock and not really loud. On this last test I get one loud BANG clearly coming from the engine and then shut it down. Well, it's NOT knocking at 1,500rpm's while in gear, so let's limp it in. It's 'only' 25-30 miles to the ramp, right? So I get 2 miles and notice the oil filter heating up. Temp on dash still reads 140, so the thermostat must be bad, too? That's when I called the tow ($300/hr). For those with Geico or other insurance, we paid the tow and wonder if they will actually re-emburse or come up with some BS excuse to NOT pay. Well, it looks like Geico WILL actually pay for the tow in full. So check your insurance but bottom line, it's better to do the tow rather than "limp in", as the tow won't cost you and limping in can or will cost you.

So now the boat is at the mechanics shop .... mechanics put it on the muffs and rev, no problems. Water is properly pissing out the back, so that confirms the water impeller is working, right? Mechanic says it has to be gimble freezing up or the knock must be in the drive (Bravo 3). He says the heated up oil filter must be a separate issue. Hmm? He says the next step is to pull the drive, check gimble and pop the cap off the drive for $150. That test will happen in the next day or two.

I've started an insurance claim with Geico. They need photos and will send an insurance adjuster to investigate. Also, this is a brand new Mercruiser still under warantee. Will Merc send a new motor? Will Geico pay for equipment and repairs? We shall see. We still don't have a diagnosis of the problem.

My online research says engine knock = new motor. Likely a bent push rod, cam shaft or cam bearing. Maybe the engine mount came out of alignment? Apparently, a compression test will tell us what's going on.

Well, that is the current. What is the next step?
 

alldodge

Moderator
Staff member
Joined
Mar 8, 2009
Messages
42,071
The oil temp will always be hotter then water temp. So long as temp stays below 300* it won't burn and still lubricate

Most small block won't have a oil cooler on them and big blocks do. My 530hp showed water temps was normal but after installing a oil temp gauge, found oil was over 300* when cruising. Then install a larger cooler to get temps down
 

stresspoint

Lieutenant Junior Grade
Joined
Sep 19, 2022
Messages
1,045
just wondering if this is an advert for an insurance company? .

most insurance cover towing , but they don't usually cover mechanical , drive is covered if you happen the hit something submerged and smash it up.

don't expect a warranty from your mechanic the drive is not part of the motor.

sounds like the drive is the issue , 140 is pretty much close to normal temp for a 5.7.
 
Last edited:

Scott06

Admiral
Joined
Apr 20, 2014
Messages
6,451
Boating last week, I herd a knock. I believe that I caught it early. Did only a few lake tests before calling the mechanic and the 'tow boat of shame' as my 2 year old 5.7 EFI Mercruiser engine started heating up. The temp gauge on the dash read 140. Great?! Then I placed my hand onto the Oil Filter and at 5 seconds, nearly burnt my hand. She's HOT. Shut er down and get the tow.

While I was floating and cursing my situation, speaking w the mechanic who installed the engine. The knock was NOT happening in neutral. The mechanic asked if I could put it into neutral and rev er up to 3,000 ... 3,500 ... even 4,000 RPM's ........ no knock. The engine sounded normal and rev'd normal. So the mechanic says the knock isn't comping from the engine. He says the engine is fine. Good News? True statement? I have ears and think/know that it is the engine.

Well, I do one more lake test. The knock happens each time when under load around 2,500rpms it sounds like a hammer hitting a filing cabinet. Earlier tests, it was 3 or 4 knocks. Not spark knock and not really loud. On this last test I get one loud BANG clearly coming from the engine and then shut it down. Well, it's NOT knocking at 1,500rpm's while in gear, so let's limp it in. It's 'only' 25-30 miles to the ramp, right? So I get 2 miles and notice the oil filter heating up. Temp on dash still reads 140, so the thermostat must be bad, too? That's when I called the tow ($300/hr). For those with Geico or other insurance, we paid the tow and wonder if they will actually re-emburse or come up with some BS excuse to NOT pay. Well, it looks like Geico WILL actually pay for the tow in full. So check your insurance but bottom line, it's better to do the tow rather than "limp in", as the tow won't cost you and limping in can or will cost you.

So now the boat is at the mechanics shop .... mechanics put it on the muffs and rev, no problems. Water is properly pissing out the back, so that confirms the water impeller is working, right? Mechanic says it has to be gimble freezing up or the knock must be in the drive (Bravo 3). He says the heated up oil filter must be a separate issue. Hmm? He says the next step is to pull the drive, check gimble and pop the cap off the drive for $150. That test will happen in the next day or two.

I've started an insurance claim with Geico. They need photos and will send an insurance adjuster to investigate. Also, this is a brand new Mercruiser still under warantee. Will Merc send a new motor? Will Geico pay for equipment and repairs? We shall see. We still don't have a diagnosis of the problem.

My online research says engine knock = new motor. Likely a bent push rod, cam shaft or cam bearing. Maybe the engine mount came out of alignment? Apparently, a compression test will tell us what's going on.

Well, that is the current. What is the next step?
So you do not have an engine oil temp gauge just the filter felt hot? Which seems normal. If you had a mechanical issue in engine like you mention it would not be intermittent.
let the mechanic pull the drive check gimbal bearing, see if any metal or water is in gear oil take the cap off and have a look.
 

tank1949

Lieutenant Commander
Joined
Apr 4, 2013
Messages
1,894
Boating last week, I herd a knock. I believe that I caught it early. Did only a few lake tests before calling the mechanic and the 'tow boat of shame' as my 2 year old 5.7 EFI Mercruiser engine started heating up. The temp gauge on the dash read 140. Great?! Then I placed my hand onto the Oil Filter and at 5 seconds, nearly burnt my hand. She's HOT. Shut er down and get the tow.

While I was floating and cursing my situation, speaking w the mechanic who installed the engine. The knock was NOT happening in neutral. The mechanic asked if I could put it into neutral and rev er up to 3,000 ... 3,500 ... even 4,000 RPM's ........ no knock. The engine sounded normal and rev'd normal. So the mechanic says the knock isn't comping from the engine. He says the engine is fine. Good News? True statement? I have ears and think/know that it is the engine.

Well, I do one more lake test. The knock happens each time when under load around 2,500rpms it sounds like a hammer hitting a filing cabinet. Earlier tests, it was 3 or 4 knocks. Not spark knock and not really loud. On this last test I get one loud BANG clearly coming from the engine and then shut it down. Well, it's NOT knocking at 1,500rpm's while in gear, so let's limp it in. It's 'only' 25-30 miles to the ramp, right? So I get 2 miles and notice the oil filter heating up. Temp on dash still reads 140, so the thermostat must be bad, too? That's when I called the tow ($300/hr). For those with Geico or other insurance, we paid the tow and wonder if they will actually re-emburse or come up with some BS excuse to NOT pay. Well, it looks like Geico WILL actually pay for the tow in full. So check your insurance but bottom line, it's better to do the tow rather than "limp in", as the tow won't cost you and limping in can or will cost you.

So now the boat is at the mechanics shop .... mechanics put it on the muffs and rev, no problems. Water is properly pissing out the back, so that confirms the water impeller is working, right? Mechanic says it has to be gimble freezing up or the knock must be in the drive (Bravo 3). He says the heated up oil filter must be a separate issue. Hmm? He says the next step is to pull the drive, check gimble and pop the cap off the drive for $150. That test will happen in the next day or two.

I've started an insurance claim with Geico. They need photos and will send an insurance adjuster to investigate. Also, this is a brand new Mercruiser still under warantee. Will Merc send a new motor? Will Geico pay for equipment and repairs? We shall see. We still don't have a diagnosis of the problem.

My online research says engine knock = new motor. Likely a bent push rod, cam shaft or cam bearing. Maybe the engine mount came out of alignment? Apparently, a compression test will tell us what's going on.

Well, that is the current. What is the next step?
Might be wrist pin or piston slapping due to
load on motor. Buy cheap stethoscope to identify precise noise location.
 

Lou C

Supreme Mariner
Joined
Nov 10, 2002
Messages
12,696
Does this engine have a remote oil filter mount? Did someone hook up the oil lines backward?!
 

zul

Petty Officer 1st Class
Joined
Aug 24, 2015
Messages
235
Boating last week, I herd a knock. I believe that I caught it early. Did only a few lake tests before calling the mechanic and the 'tow boat of shame' as my 2 year old 5.7 EFI Mercruiser engine started heating up. The temp gauge on the dash read 140. Great?! Then I placed my hand onto the Oil Filter and at 5 seconds, nearly burnt my hand. She's HOT. Shut er down and get the tow.

While I was floating and cursing my situation, speaking w the mechanic who installed the engine. The knock was NOT happening in neutral. The mechanic asked if I could put it into neutral and rev er up to 3,000 ... 3,500 ... even 4,000 RPM's ........ no knock. The engine sounded normal and rev'd normal. So the mechanic says the knock isn't comping from the engine. He says the engine is fine. Good News? True statement? I have ears and think/know that it is the engine.

Well, I do one more lake test. The knock happens each time when under load around 2,500rpms it sounds like a hammer hitting a filing cabinet. Earlier tests, it was 3 or 4 knocks. Not spark knock and not really loud. On this last test I get one loud BANG clearly coming from the engine and then shut it down. Well, it's NOT knocking at 1,500rpm's while in gear, so let's limp it in. It's 'only' 25-30 miles to the ramp, right? So I get 2 miles and notice the oil filter heating up. Temp on dash still reads 140, so the thermostat must be bad, too? That's when I called the tow ($300/hr). For those with Geico or other insurance, we paid the tow and wonder if they will actually re-emburse or come up with some BS excuse to NOT pay. Well, it looks like Geico WILL actually pay for the tow in full. So check your insurance but bottom line, it's better to do the tow rather than "limp in", as the tow won't cost you and limping in can or will cost you.

So now the boat is at the mechanics shop .... mechanics put it on the muffs and rev, no problems. Water is properly pissing out the back, so that confirms the water impeller is working, right? Mechanic says it has to be gimble freezing up or the knock must be in the drive (Bravo 3). He says the heated up oil filter must be a separate issue. Hmm? He says the next step is to pull the drive, check gimble and pop the cap off the drive for $150. That test will happen in the next day or two.

I've started an insurance claim with Geico. They need photos and will send an insurance adjuster to investigate. Also, this is a brand new Mercruiser still under warantee. Will Merc send a new motor? Will Geico pay for equipment and repairs? We shall see. We still don't have a diagnosis of the problem.

My online research says engine knock = new motor. Likely a bent push rod, cam shaft or cam bearing. Maybe the engine mount came out of alignment? Apparently, a compression test will tell us what's going on.

Well, that is the current. What is the next step?
UPDATE:

The mechanic took over two months to remove and split the Bravo III outdrive. Gimble and outdrive, check and are in good condition. Luckily, they did not charge me anything for the 7 hours ($175 per hour) service on this. New oil, new seal and reinstalled.

What they did find: Wrong spark plugs were installed. Compression test was 150 on the first cylinder and 165 on all others. Mechanic said if he had gone back to the first cylinder it would have likely been 165. True?

They found one of the vacuum hoses disconnected for one of the fuel cooler. Hard to get to but they reconnected that.

The engine is new and mechanic said the timing chain had stretched as part of a normal break-in. True? So he adjusted (tightened?) the timing chain.

The motor was cranking but not starting prior to all of this. Mechanic said the engine knock was the result of all these things in combination. Really? Anyhow, it was starting really well at this point on the muffs. Hadn't been lake tested yet. He told me with great confidence that the boat would start and run like a champ. I was skeptic but really just wanted a fixed boat that ran without knocking.

Off to a small lake. It started. It ran. And it ran well. They charged me $1,100 for the work which feels pretty reasonable since there was no charge for outdrive diagnosis.

So at this point, I'd like to think that I have a good running boat and all of the engine knock problems are solved. What are your thought? Good to go?
 

alldodge

Moderator
Staff member
Joined
Mar 8, 2009
Messages
42,071
The engine is new and mechanic said the timing chain had stretched as part of a normal break-in. True? So he adjusted (tightened?) the timing chain.
Hope this is a misunderstanding, a new timing chain will not stretch during break-in. There is no adjustment of the chain, it either is loose or it's not and a new one should not have the issue.

Just maybe the cam gear was loose as in not torqued correctly and no locktie and that was the knock issue

You should be good to go
 

Scott06

Admiral
Joined
Apr 20, 2014
Messages
6,451
UPDATE:

The mechanic took over two months to remove and split the Bravo III outdrive. Gimble and outdrive, check and are in good condition. Luckily, they did not charge me anything for the 7 hours ($175 per hour) service on this. New oil, new seal and reinstalled.

What they did find: Wrong spark plugs were installed. Compression test was 150 on the first cylinder and 165 on all others. Mechanic said if he had gone back to the first cylinder it would have likely been 165. True?

They found one of the vacuum hoses disconnected for one of the fuel cooler. Hard to get to but they reconnected that.

The engine is new and mechanic said the timing chain had stretched as part of a normal break-in. True? So he adjusted (tightened?) the timing chain.

The motor was cranking but not starting prior to all of this. Mechanic said the engine knock was the result of all these things in combination. Really? Anyhow, it was starting really well at this point on the muffs. Hadn't been lake tested yet. He told me with great confidence that the boat would start and run like a champ. I was skeptic but really just wanted a fixed boat that ran without knocking.

Off to a small lake. It started. It ran. And it ran well. They charged me $1,100 for the work which feels pretty reasonable since there was no charge for outdrive diagnosis.

So at this point, I'd like to think that I have a good running boat and all of the engine knock problems are solved. What are your thought? Good to go?
There is no way to adjust a timing chain, would assume he adjusted the ignition timing. The vacuum hose on the cool fuel would be for the fuel pressure regulator. So if you had wrong plugs, non functional fuel pressure regulator, and ignition timing is off and knocking under load ... did you have detonation ?

Seeing AD's comments as I type - maybe the cam gear was loose- did he have timing cover off? Something is lost in the translation...

I think he was fair on price and you should be fine
 

QBhoy

Fleet Admiral
Joined
Mar 10, 2016
Messages
8,342
this is all very strange to me...a "2 year old efi 5.7" would be a rare find. Is she an aftermarket or rebuilt engine ? even if she was an mpi..that would be rare at 2 year old. they aren't producing them now, unless its a reman or quicksilver thing ?
anyway..if she is a later mpi, they have a limiter at 2500ish, when in neutral. it will sound like a tinny tapping sound as the ignition is cut rapidly by the ecu. is this perhaps what is happening? it can also happen in gear, should the thing think it is in neutral, by means of a failed switch.
 
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