Personally I’d much rather no one be able to easily detect that I’m carrying, and be absolutely comfortable at the same time. I’ve tried carrying some bigger handguns both inside and outside the waistband and couldn’t come to a compromise. Ive a bunch of holsters that were fails for me. I’ve settled on either S&W model 60 4 inch 357 mag inside appendix style with a cheap uncle mikes nylon, or my hellcat in a DeSantis mini scabbard outside waistband on my belt that I carry 99% of the time. I can draw the hellcat fast and am accurate with it. Lots of practice. Loaded with Hornady personal defense it checks all the boxes.
Another thing that helps put the pieces together is a quality heavy duty leather belt. I use a saddleback leather “tow belt” highly recommend.
how about a shoulder holster and a 38 snub nose revolver? They are easier to reach for.,
I live in the south shorts, flip flops, deck shoes 9 mos a year, its humid, love my pocket holster 22 Beretta, have hip and shoulder holsters etc but sticky w/ humidity, 22, 32, 380, 357,9, 40, 45, 44