You realize that water separators work by gravity, right? Fuel and water goes in the top of the separator, and the water settles to the bottom, as fuel is drawn from the top of the separator. The filter element does nothing to separate the water from the fuel.
A water separator with no filter element would separate water just as well.
Unless Racor water separators are able to alter the effects of gravity, they are no more effective than any other water separator. They can be easier to drain the water off, as some have plastic reservoirs on the bottom. Of course, you have one or two more places for leaks to occur. I would have hoped your mechanic would know this.
Oil filter-like water separators are pretty cheap, compared to the Racor ones.
If you are worried about water in the tank, remove the water separator periodically and dump it into a clear container, as see what water is has in it. use some 2 cycle oil to color the gasoline, so the water stands out, if necessary.
It is a good idea to fill the water separators with fuel before installation, as they can be hard to fill with a primer bulb.