FORUM RULES UPDATED - The forum rules have been updated to continue to provide a friendly and safe environment for our member community. Please take a moment to review the updated rules and our terms of use and privacy policy. Click here for Forum Rules which has links to the 'terms of use' and 'privacy policy'.
I took it @ 70. . . a while back I did a calculation of taking it earlier or waiting. There was about a 8-9 year break even point. Thereafter it is a gravy train.
I dont get a choice . At age 65 my accident insurance payouts cease as 65 is the official retirement age in NZ and at that point I go onto the govt pension ......which means my income is halved