Last summer I was out on the boat. Noticed a kind of ticking coming from rear end of boat. I heard the same if you spin the prop out of the water. I was taking it easy coming back to shore and I heard a bang then lost all thrust. When boat is in gear it wants to die. However neutral it runs. I drained lower to check for metal shavings but didn't notice anything too out of the normal. Any ideas what couldve broke?