A point of reference... I have a '97 182 with a carbureted 5.7L, Mercruiser Alpha 1 with 1.6 gear ratio driving a 19P SS prop. According to NADA, it is 2700lbs dry. I put SmartTabs on it this spring. I run it in Colorado (approx 5200 feet most of the time).
Not surprisingly, it has an incredible hole shot. Since putting the SmartTabs on it, not only will it pull tree stumps, but do it with very little bow rise. It rides very nice even in 1-2 chop.
It is NOT terribly fast with 4 adults. Top speed is in the 43mph range at WOT on smooth water. I believe the limiting factors are the prop pitch, and weight. The 5.7 is a lot of weight in the stern.
My son in law has a 21ft Rinker Captiva with a 4.3L driving an aluminum prop. A little longer, a little heavier with the 4.3. It is a good boat, but does suffer from being a LITTLE underpowered. With 3 Adults and a skier, there is a lot of bow rise, and it takes significantly longer to get on plane than my Crownie. I do think SmartTabs would help him a LOT... maybe to the point of making the power a non issue. The boat is great for cruising, tubing, sking (2 skis), and wakeboarding. Getting a slalom skier up from a deep water start is possible, but more challenging.
My thought is water test the Crownie with a full load. I bet it will do fine. Less motor weight than mine, and depending on the prop may still have a very good hole shot.
Hope that helps a little...