After a life of stern drives and having hand me down boats I’m FINALLY in a position to get one for me! I’ve never had an outboard before and am looking at a 21’ regal bow rider. The two engine options are the Yamaha 2.7L F150XB And the 4.2L VF200XA SHO. Any pros and cons or recommendations? PLEASE, ANY advice or thoughts are welcome!!! (The price difference is about $6,400 between the two)