I am looking to step up to a 4-stroke. The rating of my older pontoon boat is for a 115HP. Is the rating based only on torque, or weight, or both? I am concerned about the extra weight of the 4-stroke. I have a 28 ft. pontoon and am looking at a 90-115HP range. I want to go with fuel injection if possible and am looking at larger HP just for that reason. Is that smart?