Im wanting to put an on board charger on my boat for a 24 volt system. Ive heard that high charging rates (15-20 amps) are hard on batteries. I'd like the fast charging rate but not if it wears out the batteries. Also have heard that most on-board chargers only charge your batteries to %80 capacity. Is this true. Would the 6 amps chargers give me more battery life? Would like to hear about anyone's experience with onboard chargers- pro and con<br />thanks<br />rich