We are considering purchasing a Four Winns Horizon 200, tandem axel trailer with hydraulic brakes. Dry weight is about 3200#. We plan to pull it with a Toyota 4-Runner V6. Toyota specs say the tow limit is 5,000#. We live in Oklahoma (so the terrain is fairly flat) and most destination lakes are within 125 miles. Rear axel ratio is 4.10. The truck has an oil cooler & I intend to have a transmission cooler added. The model year is 1998, but it has less than 60k miles. <br /><br />Is this boat too near the vehicles limit? We really like the boat but dont want to overload the truck. Thanks.