Insurance...

[HollaGeo]

Do I need insurance on my boat/trailer to tow?

 

[Scaaty]

Re: Insurance...

No. Your car policy covers it. Read your policy though, as asking forum members is unreliable at the least

 

[roscoe]

Re: Insurance...

liability is generally covered if you are towing legally.<br />Collision coverage generally requires additional coverage.<br />Ask your agent.

 

[TilliamWe]

Re: Insurance...

What roscoe said. Especially the part about asking your adent

 

[craze1cars]

Re: Insurance...

Depends on if you want your boat covered or not.<br /><br />Most policies will cover the liability portion, for instance if you cut a corner too tight and hit another car with your boat/trailer....your policy would cover the damage to the OTHER car.<br /><br />But in that same situation the damage to your boat and trailer would NOT be covered by the collision coverage on your car/truck. So if you'd want your boat and trailer fixed, you'd need separate boat policy.<br /><br />But EVERY company is different, so I agree you need to ask your agent to get an accurate answer.

 

[imported_bjs]

Re: Insurance...

does your computer have spell check? ask your ins agent differnt state have diff laws.yes in kansas your trailer is diff than your boat

 

[tomatolord]

Re: Insurance...

Dont forget to ask about general liability - my coverage was for my family only on the boat - no one else, it was few extra dollars if I wanted someone else to be on the boat with me.<br /><br />My truck coverage covered anything being towed up to a value of 5,000. I have a general use trailer that I tow things with and it covers that trailer as well.