Both the same. Inboard/outboard (I/O) is also called stern drive by some. The engine is in the boat (inboard) and whats on the outside of the boat looks like an outboard motor bottom half.
It makes a lot more sense if you use the original term, "Inboard/Outdrive", for I/O.
"Sterndrive" is my second choice for terms, though it is a bit vague because all three propulsion systems drive from the stern.
Wow Don ... you are getting good with Photoshop