The plug is not just for a 12/24 volt setup. It is for a two or three wire setup which can be 12 volt, 24 volt, 36 volt, or a 12/24 volt setup. But it has three terminals because that means the boat builder does not need to have two, three (and four) wire connectors to accommodate the various schemes. Just because there are three terminals in the receptacle does not mean you need to use all of them. Your 36 volt motor is a two wire system consisting of three 12 volt batteries connected in series. Use the red (+36 volts) and black (negative) wires on the receptacle and go fishing.