Re: How to determine tire rating?
Couple of things.
Early on in the life of American built radials there were problems of separation do to incorrect rotation. Today that is not the case and new vehicle owners manuals show them crossed as they were back in the bias ply days; at least mine do and have since '97 that I know of. I have done it for as long as I can remember and have had zero problems.
If you can get a higher load range you can stay with your current 13" diameter. A full service tire shop (or look on www) should be able to order you whatever you want in the higher ply ratings. Lotta folks out there internationally making lots of different tires.
A trailer rating I don't think is necessary. I think "trailer use only" warnings mean that the tire has not passed/been tested to or whatever for passenger service. Surely those are more stringent tests.
No reason you couldn't use a P or LT radial tires on your trailer; course the P would be 4 ply and I suppose that is where you already are.
If you do go with larger tires, in addition to what Bruce said is the flexing of the springs under load (deflect) and upon impact. You have to add space for deflection along with the tandem travel distance. But, I have found that trailer springs don't deflect all that much; like maybe a couple of inches and load a couple of inches.
A 14" P rated radial is probably about the same carrying capacity as a 13" C rated trailer tire so you really should stay with trailer ratings and C or better when you go to 14". Don't know if a 14" LT tire is available. Doubt it.
Only had one trailer that ate tires; it was custom made and they didn't get the caster/camber of the trailer correct.
Usually you can examine your tires for the tell-tell cracking, indicating that the plasticizers have quit functioning and signalling that it's time for a change. Lack of use (which keeps the placticizers moving through the rubber, ozone from sun shining on the tire, and sitting on damp ground (dirt), all contribute to premature tire degredation. Now don't ask me what damp dirt has to do with it, but I have numerous examples where it's obvious that the tire degraded prematurely where it was in contact with it.
Only lost one tire in my life on a trailer. Was dad's trailer and I was 10ish, didn't know about these things although I do remember that I did notice that the tires had checkerboard all over them. We were coming back from a trip at about 60 mph at the time. Pieces of it came off and you could hear them hitting the fender. Don't remember if it had blown out or not by the time we got stopped and did something about it. What? I don't remember. I doubt that we had a spare.
Speaking of spares, if you change tire dia, don't forget to get a new spare also.
HTH,
Mark