Re: Buying a new boat
There are a few things you need to consider when buying a new/used boat. It's a lot like buying a car.
1) What you buy is determined by it's projected use, price, condition, resale value etc. Put each boat into a category as you would a car (i.e. center console fishing boat=pick-up truck. Built for a specific purpose, can be used for other reasons. Not as many amenities, great resale value) You get the idea.
2) Are you buying from a dealer or the general public? prices may be a bit higher from a dealer, but you can get financing if you can't bite the bullet to pay cash. They will usually accept trades as well, which might help you get rid of your old boat, too.
3) I have always found outboard motors more reliable than I/O's, but that a personal opinion. I know how to work on inboard motors, where I usually trust my O/B to a friend, who is a certified marine mechanic. There is usually more interior room in a boat that is equipped with an O/B.
4) Resale value is important, unless you plan to keep the boat for 10-15 years. You mentioned Baylier as an entry level boat. That was true in the 70's and 80', but not so much any more. All boats are built to NMMA specifications, but it's how far over them that they went which determines the better boat. The higher dollar boats have a great fit & finish, but even the cheaper boats are still good.
5) Construction is an important issue. Which boats still use wood stringers (most) and what is the hull warranty? Is it transferrable. Don't buy a boat from a dealer that won't honor the manufacturers hull warranty. Get a warranty on the drivetrain as well if you buy an I/O. Get hour meter reading for the O/B. Even if it doesn't have a gauge, the tech can put the scanner and the ECU will give all points (hours, trouble codes, highest tach reading, etc).
6) This is the biggest point of all - buy what you like and what you and your family will use. You may like the 70 MPH wakeboard boat, but does your wife and kids wakeboard? You may like the offshore CC, but does your family fish? Look at the walk-around cuddy cabins. Gives a small area of rest and possibly a porta-potty, but also allows room on the bow.
7) Go as big and as powerful as you can afford to go. You might think 30 MPH is fine (and most of the time, it will be), but when chased by a lightning storm or other bad weather, I'll take the 45 MPH boat any day. This will also add to resale.
8) Preowned boats tend to have the bugs worked out of them and also come with a few amenities (outriggers, stereo, GPS/fishfinder, trim tabs, skis, etc.). Make your deal like you would at a car lot.
Sorry for the wall of text, but just trying to cover bases.
Best of luck. Let us know what you bought.