Over the years I have had problems with several banks as others have. They just do not seem to care about offering service any longer. My bank closes at 2pm. so I went to another bank down the street to get a money order. I asked for a money order and was told that they did not have money orders but I could get a cashiers check. I said that will be fine. She asked if I had an account there, I replied no. She then told me that I had to have an account there and the money had to be taken out of my account as they did not accept cash. I think that I know the reason although the women did not. Would any care to speculate why?