Re: 90 evinrude rattle
Not an OMC expert, but on the Clutch Dog Rattle, you mentioned, it is probably just a Merc issue, not OMC. OMC uses a lever to move the dog back and forth in the process of shifting gears. Merc uses a 3 position detented cam at the front of the lower unit which pushes on a cam follower which is spring loaded against a pin in the dog. The spring is the problem there (my opinion).
On deceleration, (every time you decelerate) the prop is turning faster than the engine so you get an overrun condition and for that reason the face of the dog and the rear of F gear are sawtoothed shaped so that they can slip. However, when the engine is powering the prop (acceleration-constant speed) the vertical parts of the sawtooth engage and there isn't (shouldn't be....but could be due to wear) any slippage.....but if you had some it would surely clunk/rattle.
Since a cowling could be a problem, you might remove it. Then get someone close to the engine (safely) while operating the engine where the noise is present.
A tube, like paper towels come on, will help in isolating the noise, but metal transmits sound such that, as stated, it is sometimes to isolate the origin.
Good luck,
Mark