I have a 2003 200 HP Mercury Saltwater motor (not EFI, just the basic motor). While cruising down the river yesterday, about 4000 RPM and 35-40 MPH, I hear a "pop" in the motor (sounds like a small rock was thrown at the motor), and the motor starts to lose some power. It drops to 3000 RPM and 20-25 mph. When I put the motor in neutral, it sounds normal. When I put it in gear at idol speed, there is a definate "knocking" noise. It almost sounds like something is loose in the motor or maybe the lower unit. It starts fine; it idols in neutral fine; it "knocks" when in gear and it has less than normal power. Any help would be GREATLY APPRECIATED!