I know this isn?t really the forum to post this?but I figure I?d throw it out there and see if I can get some helpful advice.
I bought a 20? Wellcraft with a Mercruiser I/O earlier in the summer and moored it in Wickford Harbor. Last week I hit rock going about 10 MPH ?It didn?t appear to cause too much damage besides bending the skeg on the outdrive a small amount. Well, apparently it did cause a decent amount of damage because I received a call from Safe/Sea that it had begun to sink. From what I understand, if a salvage company sees a boat break free from a mooring or start sinking it?s up for grabs. I?m sure they see dollar signs as soon as something like this happens.
I do have boat insurance (not just liability), however, I not positive that it will cover what Safe/Sea did. They got it before it completely sank, pumped it out, and brought it to boat ramp where I hauled it out last night.
Anyway, does anyone have experience dealing with boaters insurance? I called today(Sunday) and left a message for the insurance company to create the claim. Does it work pretty much the same way as auto insurance? Can I bring it the mechanic of my choice for an estimate? Will the insurance cover what Safe/Sea did?
Thanks for any advice? too bad the season came to an abrupt halt for me!
Scott
I bought a 20? Wellcraft with a Mercruiser I/O earlier in the summer and moored it in Wickford Harbor. Last week I hit rock going about 10 MPH ?It didn?t appear to cause too much damage besides bending the skeg on the outdrive a small amount. Well, apparently it did cause a decent amount of damage because I received a call from Safe/Sea that it had begun to sink. From what I understand, if a salvage company sees a boat break free from a mooring or start sinking it?s up for grabs. I?m sure they see dollar signs as soon as something like this happens.
I do have boat insurance (not just liability), however, I not positive that it will cover what Safe/Sea did. They got it before it completely sank, pumped it out, and brought it to boat ramp where I hauled it out last night.
Anyway, does anyone have experience dealing with boaters insurance? I called today(Sunday) and left a message for the insurance company to create the claim. Does it work pretty much the same way as auto insurance? Can I bring it the mechanic of my choice for an estimate? Will the insurance cover what Safe/Sea did?
Thanks for any advice? too bad the season came to an abrupt halt for me!
Scott