I have a 1993 18' Wellcraft Excell DX and it's only rated for a 90hp. I wanted to put on a 115 hp or larger but don't know if I can do this. I went to a boat dealer to see if he knew the answer and he thought they had the wrong rating posted on the boat. He wasn't a Wellcraft Dealer. The boat previously had a 115 Merc on it but I am concerned about not being able to get insurance. I live in Western Canada and sometimes it can be pretty tough to get insurance. If any one knows anything about this or knows a method to determine the greatest size of outboard based on its rating ( or allowable percentage of hp over)or even a web site which would adress this problem it would be a great help.