noobie here looking for advice

[smokeonthewater]

.......my 20' is rated for 12 people.

12 people not to exceed how many lbs of people and gear?

 

[thumpar]

12 people not to exceed how many lbs of people and gear?

I would have to look at the lbs. Young kids are usually half of the people so I don't really have to worry about the weight. The most I have ever had onboard was 7 people but having 8 would be easy. It has a 8'6" beam and is 20'2" long

 

[boatman37]

i asked about rates on a new one. still high. can't remember exactly what they were but was just curious. gonna check a few more lenders

 

[thumpar]

Join a credit union. The only reason mine was not 3% was that it was over 10 years old.

 

[boatman37]

that was my credit union that was over 10%. i have been with them for about 20 years.

 

[boatman37]

anyone here have any experience with lightstream? its part of suntrust. they are about 5.5-7.5%. that is the best i have found. most are over 9%. essex,and goodsam are about 9.5%. not far off of my credit union.