• If this is your first visit to the iboats.com Boating Forums, be sure to check out the FAQ. To post a question or comment, begin by signing up. To start viewing messages, select the forum that you want to visit from the selection below.
  • ALL iboats Forum Members and Guests:
    To show our appreciation for your participation in the Forums, we're offering an exclusive Forums-only discount good for an additional 5% off your iboats.com order for a limited time.
    To redeem, simply call our Customer Service Team at 800-914-1123 (Open M-F, 9am - 8pm Eastern Time) and mention the Forums 5% off discount. Offer excludes engines, trolling motors, and electronics.

Announcement

Announcement Module
Collapse
No announcement yet.

The grey area when your boat gets stolen !!!

Page Title Module
Move Remove Collapse
This topic is closed.
X
X
Conversation Detail Module
Collapse
  • Filter
  • Time
  • Show
Clear All
new posts


  • Re: The grey area when your boat gets stolen !!!

    My attorney sent a letter that I posted earlier here suggesting that we would pursue this in court if it didn't get resolved. They didn't even acknowledged or answered that letter s of today.

    So I'm thinking, what the hell is a state office gonna do ? I will still call them Monday morning to see what they suggest I do, but I don't expect miracles from them. I don't know what else I can do I'm just so disgusted at the moment...

    I will give them one more week and then I guess I'll have to sue them. They're not giving me much of a choice right now. They're not answering or contacting anybody...

    Comment



    • Re: The grey area when your boat gets stolen !!!

      Originally posted by ToothDocNick View Post
      Did the lawyer send this letter certified or did he just send it regular postal mail? If he sent it certified then you can track the date it was received and judge from there.
      Thanks, I will do that. I'll tell my lawyer to send everything certified if he hasn't already...

      Comment



      • Re: The grey area when your boat gets stolen !!!

        Bigfish, not saying that the State agency will resolve it for you, but it is just another way for them to know that you mean business!!

        You never know what they may be afraid of, sadly they may not fear you or your lawyer but the may fear a government regulatory agency. Now getting them to give a damn, another issue. Ike
        2000 210 Sea Ray Sundeck
        5.0L Mercruiser Alpha One Gen II
        North Shore L.I.

        Comment



        • Re: The grey area when your boat gets stolen !!!

          Originally posted by bigfish17 View Post
          Update...

          It's been 8 days .....

          In the meantime I'm still paying for my boat and insurance which isn't cheap. And...the dealer has tried to reach them as well because they have my boat sitting on the lot and they won't respond to them either...they're in the dark as well.

          .
          Are you really still paying them the ins premium?
          Is this what the lawyer told you to do?

          Have the dealer start charging them for storage.

          Maybe $10,000 a day. LOL

          Good Luck.

          Be patient.
          Medford, WI


          Comment



          • Re: The grey area when your boat gets stolen !!!

            Originally posted by roscoe View Post
            Are you really still paying them the ins premium?
            Is this what the lawyer told you to do?

            Have the dealer start charging them for storage.

            Maybe $10,000 a day. LOL

            Good Luck.

            Be patient.
            Yes...about $800 month. I don't wanna give them an excuse plus my boat is still sitting at the dealer...

            I'm calling the bank that holds the lien tomorrow...

            Comment



            • Re: The grey area when your boat gets stolen !!!

              I have progressive. I totaled a 2005 4Runner last spring. I have had the vehicle less than a year. They solve the matter in less than 3 weeks, gave me a check, call me a week later and give me another check because they made a mistake calculating the taxes. The adjuster was very easy to deal with and he drove above 2 hours to check my vehicle. They did raised my premium in the new contract, a whooping 8 dollars... I think they had to pay around 18k total between me and the bank. I never got any request of any sort other that explain my accident.

              Good Luck, keep us posted...
              1975 Cobia Tradewinds SS-170
              Close Bow 17 Footer V-Hull
              1975 Evinrude 70573-B 70HP

              1968 Babcock
              Bow Rider 15 Footer Thrihull
              1968 Mercury 500 50 HP

              Yes, I could google it, but I rather get advise from my Iboats fellow members...

              Comment



              • Re: The grey area when your boat gets stolen !!!

                Bigfish.....I am sure that you lawyer sent everything certified (Probably common sense to him/her). I know that when we are trying to collect money from people who do not want to pay their bills we send everything certified with a return receipt. It costs a little more (a couple of dollars) but in the end you know when they got it, who signed for it, and you have a legal document right in your hand. If you just send it postal mail.......who knows who got it, they will deny they ever got it, and you have nothing to back yourself up on when you hit the courtroom.

                As for contacting the gov't. It can help, but do not expect a fast result on their end. I had a similar problem with a company whom I paid for a service and they were not holding up their end of the bargain. I was a poor college kid and my only way of fixing it was to contact the gov't. Slow to reposnd...took about 3 months to resolve, but it did finally get there. It cannot hurt at this point to call them.

                I would definitely call the lein holder and find out what they think. That would have been one of the very first calls I made. They have a vested interest in this property, and if they cannot get their money back out of it......all heck will break loose. I would be interested to hear what they have to say.

                Comment



                • Re: The grey area when your boat gets stolen !!!

                  Any more news on this?

                  Comment



                  • Re: The grey area when your boat gets stolen !!!

                    Unfortunately no...

                    We've been waiting for their response after we sent that letter. My attorney called last Tuesday and they said they were going to be finishing their investigation by last Friday. So we waited until Monday this week and nothing...

                    So he called yesterday and they said they wanted to take "another" recorded statement. I told my attorney that they already did this for me as well as my fiancee and he called them back to ask them why they need another one.

                    They haven't got back to him yet. We have to chase them down to even get them to talk to us or get any kind of definite answer as to what the hell is going on.

                    I'm completely disgusted with this company and the way they're handling this. I don't know how much longer I can wait...

                    Comment



                    • Re: The grey area when your boat gets stolen !!!

                      Patience.... They are trying to beat you down so when they make an offer you may be tempted to immediately take it. Your experience with Progressive sounds incredibly similar to mine, if it continues in a similar manner, you now need to prepare yourslef for a low ball offer. Stand firm, do not accept or agree to anything until your attorney reviews it. BTW, it is time to raise the acting in bad faith issue again. This puts Progressive on the hook for your legal expenses and more for the anguish you have endured. Juries do not take kindly to this type of service. Progressive will understand the term "bad faith" very well. I'd ask your attorney if he was interested in pursuing this action on a contingency basis (not your current issue, but a seperate law suit). If not, see if he could recommend someone who would. ESPECIALLY if the first settlement offer is far below what they are contractually obligated to by your policy.

                      Comment



                      • Re: The grey area when your boat gets stolen !!!

                        I would agree with lkbum here. It may just be time to file this in court and get it started. They have now had plenty of time for a resolution in this case and it sounds to me like they are still beating you up for a low ball offer. Have you contacted the Lien holder on this? If you did how have they responded to a piece of property they have a right to being worth zip while the insurance company is "figuring" this out?

                        Comment



                        • Re: The grey area when your boat gets stolen !!!

                          We contacted the bank (lien holder) and they pretty much said that they deal with me and have nothing to do with the insurance co. So...iow, they blew me off.

                          My attorney said to comply with what they're asking so expedite the process. I just don't know how much longer this is going to take...it seems they're trying to find any way out or a loophole to get out of paying. I can't imagine why they want another recorded statement.

                          I have an "agreed upon value" for 99k so that's what they should be paying me. I suppose that's why they're dragging their feet...

                          Comment



                          • Re: The grey area when your boat gets stolen !!!

                            What they are looking for is inconsistancies or contradictions from your previous statement. If a statement has been made that is fraudulent or speculative, it will change over time... They will ask similar questions, but probably in a different context... Be truthful, don't speculate and don't offer anymore explanation than necessary, you'll be fine.

                            Comment



                            • Re: The grey area when your boat gets stolen !!!

                              I agree with lkbum on the statement part. If you truly had nothing to do with the boat's theft, your story will stay remarkably the same. If you did, your story will change, and that's why they want a second statement.

                              Comment



                              • Re: The grey area when your boat gets stolen !!!

                                I obviously had nothing to do with it and I can't even imagine them having any suspicion without concrete proof. Also, if I had something to do with it I would've had the thug cut it into small pieces so there would've never been any doubt as to whether it was a total loss or was going to be repaired.

                                It seems now that it appears to be a total loss they're in no hurry to pay the claim and are looking for bogus ways to find anything they can. I think it's shameful the way they operate...

                                I've never had a claim before in my life and all my bills are paid to date. I have a family and are a law abiding citzen. What are they gonna try next, pay a guy a couple of bucks to say I had him steal it...

                                Comment

                                Working...
                                X