I have a 2000 Monterey cruiser with 5.7 Volvo - just put in Salt water 6 months ago. Temp guage is staying at 100 - 110 even after several hours. Also there is a strange grinding noise from the rear of the engine - the noise is constant occurrs at netral or at power - not sure if it was there before or not. The boat seems to run fine - just worried about the nose & cold temp. Any ideas before I have a mechanic look at it?