Re: lower unit obliterated
Wow.. Obliterated is the right word.
As far as cost. I think you're certainly going to need a new transom assembly (2K or so). And, if I had to guess, I'd think you're probably also in for a drive (or at least a rebuild of the drive you have now). I've never used them, but people here mostly seem to have positive things to say about SEI outdrives; an Alpha replacement will cost you about 2K there. Then you've got some labor, probably an engine pull and maybe some glass work if there's damage to the hull itself. Best case, 8-12 hours, worst case, closer to 30-40. Some of this work you may be able to do yourself, which would cut the labor bill down quite a bit.
So, my guess? Best case (you don't need a new drive, you do all the work yourself), you're probably looking at 2-3K. Worst case (you need a new drive, you have a mechanic do everything).... Ugh, 6-10K?
There's other stuff that's probably torn up in there that isn't visible on the video, but hopefully the engine is OK.
Honestly, if it were me, I might make this a project boat and try to source the parts from a used boat (a junk boat) and try to get her running again. The issue here, if you pay to have someone do this, it may wind up being close to the cost of buying another used boat of equivalent age.
So sorry for your situation. In the future (not that I need to say this) you should consider getting insurance on your boat. I had a 2005 Bayliner 225, the insurance was something like 400/yr for full coverage with a 1K deductible, and that's in Florida (with probably the highest rates in the country for boat insurance).
No damage other than what you see. Aside from a small scrape on the rear of the hull. Happened in the deleware river on the new jersey side between deleware memorial and commodore barry bridge just east of fox point park. After we hit we were looking back and could see the water white capping over it. Maybe a sewer pipe? Was about 100yds long. We were definitely too close to the shore. Good thing was nobody was injured. Had my two kids with me, was bailing out water the whole time the fire department was towing us in. Hopefully s somebody here will have a knowledgeable ball park figure as to how much this would cost. Can't get it to the shop until tuesday. The suspense is killing me.