There is a very helpful, knowledgeable group here to help you rebuild your boat, and do it right! It may mean spending this summer off the water, but I'm sure if you do it all while you're at it you'll be glad you did. It'll be easier in the long run, and will give you peace of mind. You can fund supplies a little along the way. You can pretend you're making a boat payment each month about four times!
I bought my supplies in four installments of 3-400$. There is lots of work to do to keep you busy between supply installments. Look at some of the stickies at tbe top of the forum for some good ideas what you're up against!