That sucks about the HOA. Glad I don't have to deal with that. As for paint I use DuPont urethane automotive paint. It has been extremely durable, but it has a cost that goes along with it. Woodonglass uses rustoleum with a catalyst, haven't tried it but a number of people on here have and were happy. You can also look at some of the marine topside paints, there are a bunch of different ones out there.