There has been a solid stream of armchair experts telling this poor guy that the insurance company " can't be trusted...they are going to screw you....don't give them anything...you don't have to....play hardball....they'd never try that with me!!....etc.".
The results are absolutely predictable.
None of these "Pros from Dover" will be out one penny now that this has blown up due to their ill-conceived (though doubtless well-intentioned) advice.
Judge: " So if I understand, you were advised to provide these records to the insurance company by both a lawyer and your state insurance board but opted to do otherwise?"
Plaintiff: " Well Your Honour, several of my friends on i-boats said I didn't have to."
Judge: "Are they insurance professionals?"
Plaintiff: "No Your Honour, but I think one of them stayed at a Holiday Inn Express last night".
The wisdom of trying to sort out a $100K insurance claim in a public forum where many of the participants in the discussion are anonymous, is questionable at best.
These forums are incredibly well organised, have great participants, the overall character, class, and good will of the members is clear....but I truly believe that this particular thread has gotten out of hand and has been potentially very prejudicial to the situation of the victim in all of this....of course, in a very out of the ordinary case.